'The foreclosure crisis has had a 2nd set of less visible victims: people who never lost their homes (nor are in danger of it) but who live near others who have. These are the neighbors left behind in communities where seemingly every third house has been abandoned. They're the people who deal with adjacent lawns that never get mowed, with houses visible through their front windows that are decaying by the day. They're the ones left to worry about falling property values and absentee banks. And, fair housing groups allege, these people are disproportionately located in predominantly minority communities across the country.'